A credit card balance is the amount of money you owe to a credit card company, including charges, interest, and fees. Carrying a balance on your credit card can be costly, as you may be charged ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.

Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off debt.

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

0% intro APR cards can help you skip interest while you pay off debt or finance big purchases. See how to use this underrated perk to your advantage in 2026.

(InvestigateTV) — According to a new Bankrate survey, 53% of people with credit card debt have had it for at least a year, making interest fees quickly add up. Ted Rossman with Bankrate said we have ...

Your current balance (or outstanding balance) and statement balance are two entirely different figures. Your current balance and statement balance can occasionally align, particularly after your ...