The last few years have been tough for a lot of Americans due to high interest rates and higher gas, grocery and housing prices caused by persistent inflation. In turn, many people are struggling to ...

Fast Track Debt Relief offers debt settlement and debt consolidation services. The company negotiates with creditors to lower the total debt owed and settle on behalf of clients. It also offers credit ...

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to enrolling in a structured debt management program. Each option promises ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Americans are getting buried under debt: Overall household debt reached a record $18.59 trillion in 2025, a $197 billion increase from 2024. Credit card debt alone hit a record $1.23 trillion in the ...

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We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Dealing with debt is ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Philanthropists and foundations like the one I work for take a lot of calculated risks. We invest in research, advocacy, strategic communications, technical assistance, and many other activities, ...