Quick ReadA 30-year FERS employee earning $90,000 retires on just $27,000 annually, which represents 30% of pre-retirement ...

A guide to the retirement, insurance, Social Security and TSP changes affecting federal employees, retirees and survivors in 2026, plus what to watch for in 2027.

Working to 62 flips the FERS pension multiplier from 1.0% to 1.1%, raising annual pension income by $16,000 for life with COLA adjustments. Continued TSP contributions and compounding at 7% grow the ...

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. Federal employees often wonder if their Thrift Savings Plan (TSP) is sufficient for ...

Bill had worked for the federal government for more than 30 years. He had a pension, about $1 million in his TSP and a list ...

This is an update to an article I wrote last year (and the year before) that provides tips and resources to transition from employee to annuitant and to catch up on some of the retirement planning ...

You swipe your card at the grocery store the way you have for thirty years. The receipt looks the same. The total isn't unusual. But part of that balance ...

Friday, December 31, 2027, is one of the most recognizable retirement dates of the year. For a FERS employee, the annuity would generally begin accruing on January 1, 2028. This allows the employee to ...

Federal retirement benefits aren’t as simple as they seem. In many cases, they’re far more complex than those in the private sector. Advisors with clients who receive federal benefits must become ...