WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. It ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. Student loan borrowers are reporting severe and increasing ...

U.S. Secretary of Education Linda McMahon speaks at a National Governors Association meeting in Colorado Springs, Colo. McMahon is implementing multiple changes to federal student loan forgiveness ...

The Trump administration’s ongoing work overhauling the federal student loan system reached a major milestone last month, when the Education Department published a proposed rule implementing key ...

There are several changes to federal student loan repayments underway. The One Big Beautiful Bill Act, signed into law on July 4, 2025, overhauled the entire repayment system. The SAVE plan is ...

Income-driven repayment plans may have lower monthly payments than a standard repayment plan, depending on your income. Repayment timelines of 20 to 30 years can increase your total amount paid.

If you're one of the 3.6 million borrowers with Parent PLUS loans, your access to income-driven repayment changed on July 1, 2026. Parent PLUS loans that weren't consolidated into a Direct ...

The Repayment Assistance Program (RAP) is expected to be available by July 1, 2026. The new program replaces existing income-driven repayment plans. Some repayment plans for existing student loans ...