Dear Toni: I turned 65 in August the year before last, continued to work full time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription ...

Creditable coverage refers to health insurance that offers at least as much coverage as Medicare. Not all people who qualify for Medicare are ready to enroll, as they may have other creditable ...

Medicare, the federal health insurance program designed primarily for adults age 65 and older, can seem like an alphabet soup of parts. Medicare Part A and Part B, also known as “original Medicare,” ...

Dear Toni: When I turned 65, I continued to work with excellent company benefits. I delayed enrolling in Medicare Part B for five years, after I turned 70, and retired with a Jan. 1 effective date for ...

Out-of-pocket costs: An out-of-pocket cost is the amount a person must pay for medical care when Medicare does not pay the total cost or offer coverage. These costs can include deductibles, ...

You can sign up for a Medicare Part D drug plan when initially eligible for Original Medicare. There’s a 3-month period starting when your Medicare parts A and B become active. During this time, you ...

Toni King has authored several books on the subject of Medicare and has appeared regularly as a guest on the American Family Radio Network. I turned 65 in August 2021, continued to work full-time with ...

You have a Medicare Part D prescription drug penalty problem. The Tampa Bay Times e-Newspaper is a digital replica of the printed paper seven days a week that is available to read on desktop, mobile, ...