When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

The Federal Reserve made headlines again this week when it decided to keep its benchmark interest rate unchanged at a range of 4.25% to 4.5% during its July meeting. The decision to hold rates steady ...

A credit card hardship program may help you catch up on payments without defaulting on your credit cards. Many credit card issuers offer credit card hardship programs to borrowers experiencing ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...

Most economically literate people generally understand that price controls are a bad idea, leading to outcomes such as shortages and rationing of goods and services. But when it comes to credit cards, ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

A low-interest credit card can be a valuable tool to help you save money if you sometimes carry a balance. Many cards come with introductory interest-free periods of at least a year, which could help ...

The Chime® Credit Builder Secured Credit Card is no longer available to new applicants If you have a low credit score, you know how frustrating the road to rebuilding your credit can be. You need a ...

Dozens of the largest U.S. retailers and their bank partners jacked up interest rates on their store-branded cards to record highs in the months before the Federal Reserve began cutting rates, as the ...