There are often penalties attached to taking early withdrawals from retirement accounts, but there are also some exceptions.

A rule buried inside SECURE 2.0 quietly took effect on January 1, and if you earned six figures last year and plan to make ...

Financial firms want a bigger piece of the $10 trillion in America’s 401(k) plans, and the Trump administration is planning a regulatory rollback to encourage  less-regulated — and often riskier — ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Khadija Khartit is a strategy, investment, ...

Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...

There are significant changes to Roth 401(k) account rules to be aware of this year. These changes, brought about by the SECURE 2.0 Act, are designed to enhance the benefits of Roth 401(k)s and ...

Some savers can access their money sooner without a problem.

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...

A recession shouldn't spell doom for your retirement goals. Here's how to position your nest egg to weather any economic cycle.

If you are within five years of retirement, it's more important than ever to pay attention to your 401(k) retirement plan. When you are young and just starting in your career, you have lots of time to ...