Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Insurance brokers help you find a policy that best fits your needs but aren't necessary for everyone. Many, or all, of the products featured on this page are from our advertising partners who ...

Brokers help find and recommend insurance policies by assessing client needs and researching options. Brokers are distinct from agents as they can't bind coverage; they facilitate policy application.

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Business insurance is critical – and complex. Learn how to vet a reputable broker who can help you decide which risks to insure against and for how much.

Specialty carriers face a brutal trade-off: protect margins now, or double down on data, automation and service for survival ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...