Discover what homeowners insurance typically covers and what it doesn't cover, like flooding or earthquakes. Ensure that your home is fully protected.

Losing a home to a disaster like a fire, flood, or tornado can be devastating—and hearing that your house is considered a “total loss” can make the situation feel even more overwhelming. But what ...

CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.

Based on responses from thousands of policyholders about their homeowners' insurance policies, Consumer Reports puts its ...

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...