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Loan deferment may help you out of a tough spot, but it's important to examine the pros and cons before you jump in.

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WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. To ...

The resumption of federal student loan collection efforts has created a financial crisis affecting millions of American borrowers, with only 38% maintaining current payment status as of late April.

When considering pausing your student loan payments, you have two primary options: deferment and forbearance. Both allow you to temporarily halt payments, but they differ in how they affect your loan.

An unexpected layoff or a job loss can make keeping up with debt payments more challenging. When your budget is stretched thin, having the option to pause payments on credit cards, car loans, or other ...

President Trump’s Big Beautiful Bill is massively rolling back federal student-loan programs in a nearly complete-180-degree turnaround from the Biden-era debt-forgiveness movement. The newly passed ...

The 'One Big Beautiful Bill Act' (OBBBA), signed by President Donald Trump on July 4, 2025, marks a significant shift in federal student loan policy. This legislation aims to reform the federal ...

College Ave reports the federal Grad PLUS loan program is eliminated for new borrowers as of July 1, 2026, requiring students ...