In a bankruptcy case, bankruptcy discharge means a judge has declared that you’re no longer responsible for paying debts. It’s a permanent action that affects some, but not all, types of debt. Even ...

Recent bankruptcy court rulings could help private student loan borrowers meet the stringent standards. Many, or all, of the products featured on this page are from our advertising partners who ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.