Innovation does not guarantee financial success. Some innovations never pay off; others pay off for facile adapters rather than the first movers. In the banking industry, where it is relatively easy ...

It seems like a flashback to the dot-com boom: A fledgling online bank quadrupled its assets last year, to $3.6 billion, and its chief executive officer says assets have more than doubled again this ...

For any bank expanding internationally without branches, ING is a reference point, and it is still something of an aberration in its use of the main bank’s brand for online-only retail growth outside ...

GERMANY’S third-biggest retail bank has no branches. It is also Dutch. And it is highly profitable. ING-DiBa, an online bank owned by ING, the Netherlands’ biggest lender, looks after €133bn ($154bn) ...