Choosing the right Medicare coverage, deciding whether to buy a long-term-care insurance policy and determining when to claim ...

Strategies include adding riders to life insurance for younger individuals and considering hybrid or traditional long-term ...

Medicare is a cornerstone of health insurance for many Americans, yet it falls short in covering long-term care needs. This ...

A significant portion of Americans mistakenly believe that Medicare will cover their long-term care expenses, leaving many financially vulnerable. This widespread misunderstanding highlights the ...

An estimated 6 million Americans rely on Medicaid for long-term care, and the cost of their care is much higher than that of ...

Yet, they hold little long-term care insurance (LTCI). In this paper we use a structural model and a purpose-designed dataset to understand the determinants of insurance demand. We distinguish between ...