Credit Card తో బంగారం కొనడం (Gold Purchase) – ఇది సాధ్యమే కానీ చాలా జాగ్రత్తగా ఆలోచించి చేయాలి. ఇందులో కొన్ని లాభాలు ఉన్నా, నష్టాలు ఎక్కువగా ఉంటాయి. ⸻ 💰 Credit Card తో బంగారం కొనడం — లాభాలు ✅ 1. తక్షణ లిక్విడిటీ • చేతిలో డబ్బు లేకపోయినా వెంటనే బంగారం కొనవచ్చు. • ముఖ్యంగా ఎమర్జెన్సీ గిఫ్ట్ లేదా పెట్టుబడి కోసం ఉపయోగపడుతుంది. ✅ 2. Reward Points / Cashback • కొందరు బ్యాంకులు బంగారం కొనుగోలు మీద కూడా reward points లేదా cashback ఇస్తాయి. • అయితే చాలా కార్డుల్లో ఇది excluded categoryగా ఉంటుంది (చూడాలి
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