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What does refinancing mean?
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According to Society - When Is Refinancing Debt Good or Bad? Mortgage vs. Car Loan vs. Personal Loan
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How to get 10 houses with just £50K by using creative property strategies instead of relying on huge deposits. Join my free online property training via the link in my bio and learn how to scale your portfolio faster. #property #propertyinvestment #ukproperty #realestateinvesting
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One mistake you can make is aggressively overpaying your mortgage when you already know you're planning to refinance and take that money back out. Imagine you have £30,000. You put it into your mortgage. A year later you need £30,000 for a business or another property. Now you're going back to a lender to release equity and potentially paying interest and fees to access capital again. I'm not saying don't overpay your mortgage. I'm saying understand your future liquidity needs before you overpay
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